...what are you in it for?

Author: mnruhlman Page 1 of 2

Ruhlman Homeschool: 3 Keys to Wealth

1. Long Term Vision

  • What do you want your life to look like in 1, 3, 5, 10, 20, 50 years?
  • If you don’t have a target, you can’t hit your target
  • long versus short time preference

2. Delayed Gratification

  • All investment must start with someone saving
  • There is always skills to gain and work to do to achieve anything significant
  • Good can be the enemy of great

3. Power of Compounding

  • Slight Edge principle
  • Growth upon growth
  • True with skills, knowledge, interest, commitment

When you were born…

10 Reasons Why we homeschool

  1. Keep God front and center
  2. Give each child more attention and help vs 1 on 30
  3. Gives the family the flexibility to live life
  4. Can build a curriculum that values technology and financial lessons that get omitted from public schools
  5. Less bullying at home
  6. More physical safety at home
  7. Better connection to our children
  8. More time to focus on the projects the kids are gifted in and passionate about.
  9. Opportunities to travel and socialize with more diverse people, and develop better social skills.
  10. Kids can use there extra time to do productive things and earn money if thay want.

1st Lesson from My First Golf Mentor

Recently finally had the time to start a mythic quest!  I am currently about a 22 handicap as a golfer.  Now I am questing to go from there to a scratch golfer, your welcome to join me for the trip.

I will be enlisting great coaches online and offline and sharing the lessons I learn.

My golf mentor Bob has been a professional for decades and is one of the best teachers I know.  He has been giving me some coaching to get started.

First Two Things to Work on For Me:


I have always had a bit of 'short man's decease' and thus it is no surprise to me that I swing fast and that may have effected my balance.  So, the first matter for me is to work on my balance.  I am making a point now at the range to hold my balance after the shot to build better habits.


Pre-Shot Routine

Next turns out I have a hurried approach.  So he has me, taking a few extra seconds before each shot, being more cautious to line up properly, and to visualize the shot.


If these are helpful great!  Good luck out there!

FotoPro uFO 2 – Flexible Mobile Tripod – Product Review

Video embed code not specified.

Hey Gang,

My family and I just purchased a new tripod and I am glad to say it worked out great.  However I have definitely had my share of purchases that I regret so I wanted to provide a review to anyone looking at this purchase.


Good feel, solid and sturdy.  Not something that you are going to be bothered when caring by hand or in a backpack but doesn't feel like it is going to break.


My favorite part is the style of legs and how well they grip on poles trees and most any other place you might want to mount a camera.  Almost no movement after mounting.  You can film from about anywhere.

By comparison, the ball and joint style, if the pole or mounting point is too small it can cause difficulty mounting properly.


I don't have a large camera that I needed to mount so if you need something larger this probably isn't a fit but if you are using a GoPro, iPhone, Android, or small 1-3 lbs camera it proved to me to be plenty strong.

Phone Clip

My biggest downside is the phone clip.  It is not that it is worse then other's that I have seen it just isn't better.  My complain is with just about all of them. There is mostly plastic in the clip.  I will never get why they don't offer these clips with metal.  As far as plastic can be the mechanism works well.


This is the biggest plus for me.  I was about to purchase the JOBY Gorilla Tripod set, which is similar but has the ball legs instead the design on the uFO 2.  And you can buy 2.5 of the uFO 2 for the same price as the other premier competitor.


If you need a tripod this is a great option for a very reasonable price tag.


Blog Post Title

What goes into a blog post? Helpful, industry-specific content that: 1) gives readers a useful takeaway, and 2) shows you’re an industry expert.

Use your company’s blog posts to opine on current industry topics, humanize your company, and show how your products and services can help people.

     I once heard a business speaker named Claude Hamilton talk about flying out to another part of his nation and filling sand bags to help ward off an oncoming flood, and he described as,” a cool man thing to do”.  That phrase has stuck with me, and I wanted to post some of the things I consider cool man things to do”

Its a cool man thing to do:

      When you work your ass off for the family you have pledge yourself too.

      When you do what you said you were going to do

      When you stood firm for the faith you believe to be True

      When you appreciate all that has been given you, but not be complacent when you’ve been called        to more

      When you make better decisions because people are following you

      When you listen to someone who you care about and seek first to understand

      When you humbly kneel before God

“If the ax is dull 
and one does not sharpen the edge,
Then he must use more strength.
But wisdom brings success.”
Ecclesiastes 10:10
Are you ‘wise’ or are you allowing your ax to grow dull from the world and the media?

Sir John Templeton

      One of the books that I am currently reading is ‘Money’ by Anthony Robbins.  It is a worthwhile and informative read but its also is a big one, about 600 pages.   The last 150 pages or so are interviews with investment grand-masters and billionaires.  In this portion of the book I came across an interview with Sir John Templeton, now deceased, world class investor, billionaire and philanthropist and he had the notion of character front and center.

“Would you want to deal with a business-man you could not trust?  No!  If a man has a reputation for not being trustworthy, people will run away from him.  His business will fail.  But if another man has high ethical principles, high spiritual principles, he will try to give his customers and his employees more than they expect.  I so, he will be popular.  He will have more customers.  He will make more profit.  He will do more good in the world, and thereby he will prosper himself and have more friends and be more respected”

 Sir John Templeton      

The Value of C-Commerce vs Traditional Marketing: Case Study – Blue Apron

Looking at Collaborative Commerce, it is a powerful business model that can take an emerging business and help it go mainstream.  As the collaborative community grows from tens of thousands, into the hundreds of thousands, and ultimately millions and millions; how much is that kind of new customer base worth?
I don’t think it can be exactly quantified but let me give a taste with some numbers from one of the most recent companies to complete an initial public offering, Blue Apron.  
In completing an IPO Blue Apron were required to divulge their numbers so that potential shareholders can make an educated investment decision.  From these, now public, numbers we can see the massive costs for traditional marketing for growth.   
Source: SEC filing

These numbers were good enough for the market to award an IPO valuation of approx $2B.  In fairness, since the IPO they have missed some important analyst numbers and Amazon decided to buy Whole Foods and declare they were going to become a direct competitor.  Thus driving their valuation down to about a Billion as of this writing, still quite significant for a 5 year old enterprise.  
Over the last four quarters Blue Apron has paid $178M to add 387,000 net new customers.  These are the kind of numbers it can take to add more clientele to a new company, with a relatively new service idea.  
What makes more sense for an ambitious emerging business, paying $459 for every one net new client, while losing $110.1M per year or plug in with collaborative commerce community.  A committed marketplace that will buy from you assuming your offer has value.  You simply work out how profitable you can make your product and cut the community into a portion of the margin, especially the 9-figure marketing budget that is no longer necessary.  This makes sure that every sale can represent a profit.  
I believe that with the massive trends toward e-Commerce, the C-Commerce concept is the way smart new companies are going to take advantage of it to become national and eventually international brands.

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